How to Cold Call Life Insurance Leads

 

Cold calling is a fact of business life for many insurance sales representatives. While it can be daunting at first, it becomes easier with practice -- and easier still once you have made your first few sales. Rather than approach it haphazardly, having a well-thought-out strategy can often mean the difference between cold-calling success and failure.

1

Prepare in advance to ensure you're ready for whatever response you get. Expect to receive questions from prospects, and be ready with the answers. Have a detailed understanding of the insurance products you are selling, including their features, benefits and any special conditions, like the back-end loads typically associated with annuities. You should also have a clear understanding of suitability issues that might make one product more or less advantageous for one consumer versus another. Check with both federal agencies and the appropriate authority in your state to gain an understanding of what's permitted and what's prohibited with telemarketing.

2

Source the leads. If your agency does not provide you with leads, you might want to consider purchasing them from one of the numerous companies that supply sales leads to insurance professionals. Exercise caution, however, to try and ensure the leads are as current and targeted as possible. Ask the provider for references of other insurance sales professionals that have used their leads -- then call those references to verify the provider's claims.

3

Check "do not call" lists before picking up the phone. By definition, cold calls are made to individuals that have no prior relationship with the soliciting company. Once you obtain the leads, verify that they have not registered their phone numbers with either the federal or state do not call registry.

4

Write your script. To help you sound as professional as possible, develop a script that begins with a greeting and introduction -- “Hello, Ms. Jones, my name is Dave Smith and I'm calling from ABC Insurance Company." Always ask the prospect if you are calling at a convenient time and, if so, state the purpose of the call. Your script should also include common objections that insurance representatives are likely to receive, as well as several possible statements to help you overcome them.

5

Practice, practice, practice. Before making the first call, ask someone to role-play with you. This will give you the opportunity to practice your sales pitch, as well as overcoming the objections you are likely to receive. After that, you're ready to pick up the phone and start soliciting business.

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PhonePe Accident Insurance Starting at Rs 24/Yars*

Friends, although we are very worried about our life, but have ever thought that if something happens to us, then what are we going to leave for our family, friends, many times you must have seen that in your country Everyone who does not know how many people lose their lives in accidents, so friends, what do they know now that what will happen to their family due to lack of money, friends, we should already think about all these things because friends are ours. Life is very short and there is no trust in it, do you know when it will end and nowadays it is happening that if we are going somewhere, then there is an accident on the way, for its treatment, we need money, friends many times. What happens is that we do not have money, and at this time we are not able to understand anything about what to do, but friends, if this is the case, we should solve this thing already.

Friends, for this we should get Accident Insurance done in advance because friends, after taking this Accident Insurance, you will not have any problem with money and today I am going to tell you about very cheap Accident Insurance.

Friends, from where we are going to apply for Accident Insurance today is PhonePe Accident Insurance, yes you are going to know in this post how you can apply for PhonePe Accident Insurance, how much money you will get after taking PhonePe Accident Insurance Who can take PhonePe Accident Insurance, what documents will you need to take PhonePe Accident Insurance, how will you get this money after taking PhonePe Accident Insurance, how will you get all this today in this post. Well, so let's know without any delay.

What is PhonePe Accident Insurance?

Friends, PhonePe has recently started a new service, its name is Accident Insurance. Friends, you can use the money of this insurance in difficult times, along with it it is also the cheapest Accident Insurance because you get it in just 24 rupees.

Accident Insurance in Rs.24?

Friends, by now you must have come to know that you get this insurance very cheap only and in just 24 rupees, now you will get it, how much so friends now I would like to tell everyone that you will get up to Rs 1,00,000 in 24 rupees Accident insurance is available and you will get it for a whole year.

How much money will be available in Accident Insurance?

Friends, in this Personal Accident Insurance Policy, you get 4 types of insurance;

• 480 for 20 lakhs a year
• 240 for 10 lakhs a year
• 120 for 5 lakhs a year
• Rs 1 lakh for a year

How to get PhonePe Accident Insurance?

• First of all, you have to download the PhonePe application from Google Play Store and App Store.
• After that you have to register in it with your mobile number.
• After that you have to link your bank account with it.
• After this you will get a My Money option in it, click on it.
• After this you will get an Accident Insurance option in it, click on it.
• After this, plans for Accident Insurance will come in front of you, now you have to click on the plan of Rs 24.
• After this you have to enter some basic information of yours.
• After this you have to pay 24.
• After this your Accident Insurance will be activated.

Friends, today all of you have learned in this post that how can you apply for PhonePe Accident Insurance, how much money you will get after taking Accident Insurance, who can take PhonePe Accident Insurance, who do you need to take PhonePe Accident Insurance – Which documents will be required, after taking PhonePe Accident Insurance, how will you get this money now, you have got to know all this today through this post, if you have any question in your mind, then you can ask us by commenting. And friends, if you like the information given by us, then definitely share it with your friends. Heartfelt thanks for giving some of your precious time.

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Navi Health Insurance – Instant, Paperless Policy

Taking care of health in today's time is a very difficult task. In some way or the other, someone becomes right, even if a person who looks absolutely right from outside is roaming with what disease from inside, nowadays no one knows anything.

When this disease reaches its very high level, only then the doctor also comes to know that this fellow has this disease, this fellow has this disease, there is a huge tumor growing inside someone, then for some reason or the other. Due to which a lot of expenditure comes on our health on health.

And at that time, we do not even have enough means to deal with that expense, that we can pay such a huge bill of the hospital and can give a lot of medical facilities to the patient, so friends who have health insurance i.e. health insurance He plays a very important role in the life of the person in the family of the person who is fighting with that disease at that time.

Health insurance helps a person at a time when that person does not have any means of income but still he has to continue his treatment or due to some other reason he has lost money for his treatment. So this health insurance can help that person a lot.

Friends, you know how these health insurance help us, how they work, in today's post we are going to give you information about someone who helps us how.

Do you know anything about the process of this health insurance? Many of you are reading this post at the moment, they do not have good information about health insurance, if you have some information, then someone should know that it will not be there.

So nowadays any person takes a new car, someone new nowadays, even when you take a new house, you still insure that they insure that if there is any damage to their car due to any reason, they get in an accident. The car could get their compensation.

But friends, many people ignore health at all, they do not even come after their health insurance or health insurance, which can prove to be very important for them in the coming time. By doing this, he not only causes great harm to himself but also to his family.

According to one figure, there are more than 70% people in our India who have not got their health insurance done till date. Many people are not even aware of this and some people are educated people, they know about it, yet they have a lot of faith in their luck by not getting it done.

So friends, today in this post of ours we will try to tell you that what is health insurance, people should be aware of it so that they can also know that the way you insure your vehicles, in the same way health insurance is also very much. It is necessary so that people can become aware of this and they should also get their health insurance or health insurance done. NAVI health insurance.

What is health insurance and what are its benefits?

It is said that no one of time can be trusted when time turns anywhere. In such a situation, health insurance helps you a lot, friends, your family and now yourself when you go in such a wrong situation. In this process, you have to pay a premium from the company from which you have taken health insurance. If anything happens to that person after the premium is paid and during the premium payment. Then in such a situation, the health insurance company provides many important facilities for that patient, the cost of the hospital, the payment of medicines, etc. In today's time health insurance has become very important due to the cost of treatment. Friends, you have come to know that what is health insurance, but which is the best health insurance, which company gives the best health insurance, it is very difficult to know because nowadays there are too many health insurance in the market. It's over Friends, today we have brought for you a very good health insurance company whose name is NAVI health insurance.

NAVI health insurance

“NAVI health insurance”. This health insurance company is very, very trustworthy.

Today we are going to talk about EC. How can you get health insurance from this company?

How old should you be? How much premium will you have to pay to this company? How much premium will you have to pay, when will you have to pay for how long. In what time can you get your claim amount

First of all you talk to this company, if you want to take loan from this company then you have to fulfill the eligibility

Eligibility

To take insurance from NAVI health insurance, your age should be 18 years if you are not a child i.e. you are young. Children should be at least 91 days old if they want to get insurance from this company. You can get health insurance on the health insurance provided by this company, irrespective of your age.

Now let us know how much premium you have to pay.

Friends, this company will give you health insurance up to 5,00,000, in which you will have to pay ₹ 324 claim for 1 month, that means ₹ 11 for the day i.e. ₹ 3670 for the whole year. If you want to cancel your health insurance.

In such a situation, friends, in which you have to stop or cancel the health insurance given by this company, then you are given the first 15 days to do this, in which if you cancel this insurance within 15 days. If you want to do it, you can.

In which some of your funds are also returned to you. After how many days you can start getting this health insurance claim. Friends, this claim going to you by this company can be made to you after 30 days from the start of the policy but before 30 days you are not given any amount of claim.

But after 30 days, if you get into an accident in any way or you have to be admitted to the hospital, then this company will give you the claim money which will be very useful for your treatment.

How to take health insurance from NAVI health insurance?

• First of all, you have to download the NAVI health insurance app from Google Play Store.
• Then login by entering your mobile number in it.
• Then you have to choose the policy according to your need which he will be showing himself.
• Some policies require you to provide information on certain things. After filling these, you can take health insurance.
• After choosing any policy from NAVI health insurance, you will have to show your necessary documents which will include Aadhar card, PAN card, Ration card and some of your photos etc. which you will get to see in that app.

Friends, in today's post, we learned that what is health insurance or health insurance, why it is necessary, why people should do it, why should not ignore it. And at the same time we also learned about a very good health insurance company named NAVI health insurance. So hopefully you will find the information given in this post satisfactory. All this information will be useful to you in the coming life. Friends, if you have any suggestion, then you can leave us in the comment or if you have any question, you can also ask in the comment related with health insurance.

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